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2012年2月8日 星期三

Simple Tips to Design Your Own Engagement Ring


Engagement rings are symbol of true love, commitment, trust, loyalty and wealth of groom. You can find engagement rings in variety of stunning and attractive designs. So you can easily select the ring according to the liking of your lady. But if you want to give your moment a personal touch then you must design your own ring. Nowadays designing your ring is very easy. You can easily design your choice of ring according to your budget through online jewellery stores. But there are few things which you must consider before designing your ring.

The most important thing which you must keep in your mind before purchasing diamond for your ring is colour, carat, cut and clarity. You must always keep in mind that there are many large stones that come with high carat but have inclusions and imperfections which can affect their brilliance. Therefore you must select your diamond very carefully.

Another thing which is important for a perfect ring is to select the right style. You have unlimited options like traditional, cotemporary and antique engagement rings. You can select the style of the ring according to the personality of your beloved. Another thing which you must keep in mind before selecting your style is that engagement rings are gold or silver band with gem on top. Another thing which you have to decide while designing your ring is the setting of the ring. Generally people prefer four-prong setting for their ring.

The next step which comes in designing your ring is selecting metal for your ring. Platinum, white gold, yellow gold and titanium are few choices which can give sparkle to your engagement ring.

Another most important thing which you must consider is the stone for your ring. Always remember that combination of diamonds and coloured stones are a perfect option. You can have sapphires, emeralds and rubies for your engagement ring if you do not want to go with tradition. The most important part in designing your ring is selecting the shape of your stone. You must be very careful while deciding the shape because it plays a very important role. You can have host of choices in shape like round, emerald, heart, square, oval and marquise. You can select according to your preference.

After selecting the stone the next step is selecting the wedding band. You can have bands thin, wide and medium you can select anyone which you find appropriate for your stone. You can also take help form a good jeweller. You can tell him all your ideas and can discuss the designs. With the help of proper guidance you can design the ring according to your partner's dream. These days you can find that placing a large stone in middle surrounded by smaller stones are very popular design in engagement ring.

The last but not the least budget is very important. Always remember that designing your ring is expensive compare to pre-set engagement rings. Therefore it is very good idea to set your budget before designing your engagement ring.

You can also surf the internet for comparing prices. There are many online jewellery stores which give you the opportunity of selecting carat, setting, diamond and stone. You can take the advantage of these tools and can design your own ring within your financial limits. Make sure that the ring you select must meet the expectations of your future bride.




Author is one of the leading writers who has written has given some effective guidelines for getting glittering and gleaming engagement rings. If you want to know about diamond engagement rings visit Joulediamonds.co.uk.





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2012年1月9日 星期一

Engagement Ring Insurance - Some Simple Guidelines


You and your beloved have at last purchased an excellent engagement ring. It is precious and your jeweler has suggested you to buy a policy of engagement ring insurance. Expectantly your beloved is not an all-time careless. But she may not always remain cautious regarding the ring in her finger. She is a physician.

She may take out the ring from her finger and keep it somewhere and just fail to remember where she has left it. This thought may make you sick. Please be cool as you may secure insurance required for the ring of your partner and this will ensure protection for the investment.

What is the working process of insurance?

Engagement ring insurance as simple as home insurance. Details of ring insurance may be included in the policy of home insurance. As you will keep or wear the ring within your home the policy for home insurance will be costlier. Just after your post-engagement shifting you should transfer the policy to the new home from the old one. It has been registered there. Total expense of the ring will not be covered by home insurance policy in case you miss it or in case it is stolen. Best choice is to try for a replacement insurance for engagement ring because this policy ensures to refund the money for a fresh ring which is just same as the earlier ring but by the present value of the market.

What is necessary for a policy of ring insurance?

Authenticity certificate and receipts of the ring must be ready with you. You can then claim payment against insurance. But you must secure a ring appraisal to determine the cost of the ring because appraisal fixes the amount which is to be paid by you for insurance.

Can jewelers also arrange engagement ring insurance?

Of course. Your ring gets insurance coverage along with insurance policies purchased by the jewelers. But extent of coverage varies as there are differences in coverage given for different kinds of insurance policies. You must learn from your jeweler what amount must be paid by you for the insurance of the ring and what amount you will get in case the ring is lost.

Is a separate policy for engagement ring insurance is needed?

Yes, you need it. There is more gold in the rings used by the males than by the females. There is a chance to equalize the difference when women use more stone for rings. Still separate kinds of insurance are suggested by the jewelers. Engagement ring insurance VALUED AT A PRICE policy is also available. In such cases value of the ring is set at some high point and then the premium is fixed and the higher amount will also be paid back. This is a good policy of insurance.

These guidelines for the policy of engagement ring insurance may help you and you have had answers you want.




Find out more about antique engagement ring here.





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