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2012年9月9日 星期日

What Type of Engagement Ring Should I Buy?


There are a number of options for the style of engagement ring that you go for, but the main issue, especially in this financial climate is the budget. The budget will be determined by the cut, carat size and the precious metal that you use to mount the gem. Obviously gold and platinum will be more costly but equally for a special ring that is going to last you a lifetime, anything less would not quite be up to scratch. The size of the diamond or the number of diamonds you have on your ring will also bump up the costs. Now remember that you do not need to stick to a diamond as there are so many gemstones that can be used in the perfect engagement ring. You can often find a smaller but clearer diamond or gem which gives more sparkle than a larger less clear gemstone, and it is probably better to go for the smaller one in terms of the healing benefits of a gemstone that a large one with imperfections.

In this article we are not going to go into much detail about cut or carat size as you will be able to get this information from the website or store where you buy your ring, however you should consider the style, which is what we will be focusing on today.

Luxury - These rings are a cut above the rest, quite honestly in terms of price, your ring will be larger or have more diamonds if you choose a multistone over a solitaire ring. The clarity will be increased and if your gemstone is a diamond, it will be clearer and colourless with very few imperfections. The carat size will also be bigger and certain cuts cost more so you may have a greater option if you have a larger budget.

Split Shank - These rings have a split in the shank or the band, this can be split in a number of ways and even have more than one split, giving the appearance of more than one band. The band can be decorated with diamonds or other gemstones or may be simple and plain with a large central stone.

Antique - Antique rings are generally more than 100 years old, and unless you are buying from an Antique Jeweller you are unlikely to find antique engagement rings from a high street store. What you will find is antigue look rings, which may look like a ring from any period that is pre the last 100 years.

Vintage - Vintage rings are generally at least 20 years old and can be from any period. Typical Periods are show below, you can see from this that some rings can be both antique and vintage but not all vintage rings are antiques.

Vintage Georgian Jewellery (1714 - 1837)
Vintage Victorian Jewellery (1837 - 1901)
Vintage Edwardian Jewellery (1890 - 1905)
Vintage Art Nouveau Jewellery (1714 - 1837)
Vintage Art Deco Jewellery (1910 - 1935)
Vintage Retro Jewellery(1930's, 40's, 50's, 60's, 70's & 80's)

Inherited or Estate - These rings, as the name suggests are rings that are part of the Estate of a deceased person, and can either be inherited by relatives/friends as dictated by a will or a living request. Estate jewellery tends to be sold off in auction lots or by specialists and is pre-owned, but does not have any age attached to it. If you are thinking about an inherited engagement ring, things to think about:

Does it fit, if it does not it is usually easy to change, your local jeweller can advise you on this
Does it need a through clean, again go to your local jeweller for the best results
Do you like it, if not probably not worth wearing or giving as the sentiments of giving an inherited ring will not be honoured if quite frankly you don't like it!
Would you be able to change it, so that you like it and you are honouring any sentimental values.

Birthstone - If you love your birthstone colour there is no reason why you could not incorporate that into your engagement ring. You get the benefit that wearing your birthstone brings in terms of good luck and fortune and you have an engagement ring that you will always love, not to mention that many birthstones are cheaper than a diamond.

Celebrity Style - This type of ring is very much based on what and who is in at the moment, and is subject to change, so if you go for this option make sure that you really love your ring and will not change your mind when the next celeb flaunts her bling.

Solitaire - These are fairly traditional rings with one large diamond solitaire which can be cut in any different style and shape, so you can have a square princess cut or a round brilliant cut solitaire the choices are endless especially if you are open to different shapes of the diamond. Some examples are rectangles, triangles, ovals, pear, radiant, asscher, emerald and marquise.

3-5 or 7 Stone - These rings have three, five or seven diamonds in the design, often with a central large stone surrounded by some smaller diamonds which may be the same cut or different. So you could have a round central stone with emerald cuts either side, or any combination that pleases your eye and budget. As you move towards the seven stone engagement rings these tend to be in a line, like a half eternity ring, or you may design a central large stone again surrounded by smaller stones. Cluster or flower designs are also popular with seven stone engagement rings. Obviously you are not limited to diamonds in these styles you can always use a central stone that is not a diamond and the surrounding stones are diamonds, or not the choices for engagement rings are endless and deeply and completely personal.

Gemstone - Some examples of gorgeous gemstones that can be used in your engagement ring include your birthstone but also the following less known gemstones:

Morganite
Tanzanite
Tsovrite
Alexandrite
Moissanite
Multistone

These can all be designed in any of the above mentioned ways replacing the diamond or diamonds with the gemstone of choice.

Precious Metals Used - The precious metal that you use will add to the look of your engagement ring depending on your personal choice and available budget.

Platinum - Platinum is silver in colour and tend to be whiter in colour than white gold, for this reason they are very popular.

Yellow Gold or White Gold - Yellow and white gold are the obvious choices for the precious metal used in their engagement ring. Yellow gold can be 9ct, 14ct, 18ct 21ct or 24ct and as the number increases the purity, softness and yellowness of the gold increases. White gold is silver and often rhodium plated, which then gives it the same whiteness as a platinum ring however this needs to be re-plated every few years in order to keep the colour. Your local jeweller should be able to do this for you.




Choosing a stunning engagement ring can be time consuming and frustrating unless you have all the information you require in one place and easy to access. Hopefully some of the points above will make your choice easier, to see examples of the above rings go to The Diamond Jewellery Store.

If you have found the article above useful and are looking for an engagement ring, with images, price comparisons and a huge choice from some of the top retailers online, feel free to visit The Diamond Jewellery Store. We appreciate your reviews, feedback and business. Find the perfect partner to help you design your engagement ring from The Diamond Jewellery Store.





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2012年8月22日 星期三

Why You Should Wear Palladium Wedding Bands


There was a time - not very long ago - when diamond wedding rings were mainly for women, and all looked pretty much the same. Today, its common for men to wear diamond wedding rings as well, and traditional mens gold wedding rings are just the tip of the iceberg!

Tacori Rings

Tacori engagement rings are unique in terms not only of style, but of materials as well - and do not have gem stones mounted. Tacori rings are crafted without mounted stones so as to allow the buyer to choose the kind of gem s/he would prefer to have placed in the mounting, which is then cut to order.

Tacori style is definitely one-of-a-kind. If you can imagine music that blends the ornate, yet mathematical precision of J.S. Bach with the sophisticated urban modernity of George Gershwin, you have a pretty good idea of what Tacori engagement rings present to the eye. Edwardian and Art-Deco were contemporaneous architectural and artistic styles, yet the former was post-Victorian and ornately baroque, while Art-Deco was known for clean, minimalist lines influenced by the Machine Age. Tacori rings successfully blend these two very different styles into a unique kind of jewelry that one will find nowhere else.

Traditional Wedding Jewelry From Space Age Materials

Tacori jewelers also pioneered the use of modern alternatives to gold and silver in the creation of wedding jewelry. Gold and silver, while having great beauty and luster of their own, are relatively soft metals that require a fair amount of care.

Tacori engagement rings and other wedding jewelry are made from extra durable space age metals. The Tacori line includes mens titanium wedding rings, palladium wedding bands and tungsten carbide wedding rings. Tungsten carbide is used in the manufacture of rock-cutting equipment, while palladium is an extremely hard metal, having a melting point of nearly 3000 degrees Fahrenheit! Titanium is yet another highly durable, yet lightweight metal that is a popular material used in top-of-the-line racing and mountain bicycles.

The bottom line is that Tacori's palladium wedding bands or tungsten carbide wedding rings are virtually indestructible. Like their mens titanium wedding rings, these pieces resist scratching, require no polishing and will last for generations - making them ideal heirlooms!

Tradition

Of course, those who prefer the old ways can still find traditional mens gold wedding rings and diamond wedding rings as well. Such pieces are still carefully crafted by the finest jewelers who nonetheless use the latest tools and techniques in order to produce wedding jewelry of the highest quality. Whether it is simple wedding bands or traditional diamond wedding rings, gold still retains the same allure that it has for 5000 years.




Jonathon Blocker specializes in diamond jewelry and watches. He is a consultant for Rokstok.com, a trusted name in the jewelry industry since 1999.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

2012年7月30日 星期一

Engagement Ring Insurance - FAQs You Should Know About!


Wow! You and your fiancee have finally bought your ring and it's really great. Of course, it was expensive too. But now you are getting worried. And the jeweler has recommended engagement ring insurance. It is not that your fiancee is a regular scatterbrain, but she can be a little careless about removing her rings when she's working (she's a doctor and that kind of makes it ok!).

But what if she simply forgets where she's placed the ring and then she cannot find it again? The very thought of losing it, is giving me a major headache. But there is no need for that to happen. You can easily make sure that you get insurance for your fiancee's ring and protect your investment.

How does this insurance work?

The process is very simple. Just as you would get homeowner's insurance on your home you can also get insurance. You can also add your ring insurance details to your home insurance policy, since you will be storing or wearing it inside your home and that dramatically increases the price of your home insurance policy. If you move after the engagement, please make sure that you transfer the policy with you to your new home and remove it from the old home where it is registered. Also note, though, that all home insurance policies will not cover the entire cost of your ring if it's lost or stolen. A replacement insurance policy is the best choice, as this policy can pay you for a new ring that is exactly the same as the old one and at the current market value.

What do you need for an engagement ring insurance policy?

You have to make sure that you have the receipts and authenticity certificates for your engagement ring ready so that you can apply for the ring insurance. You will also have to get a ring appraisal done to estimate the price of the ring; the appraisal determines the money that you will have to pay for your insurance policy.

Can jewelers also provide insurance?

Yes they can. Jewelers also have insurance policies by which they maintain your engagement ring and cover it with insurance. Your engagement right will be protected, but the coverage provided by these different varieties of engagement ring insurance policies may differ. Find out exactly how much you have to pay for insurance and what is offered as compensation when you lose your ring before you commit to the jeweler's policy.

Do I need separate engagement ring insurance?

Yes you do. The simple reason for this is that male rings use a larger amount of gold than female rings. This disparity can be balanced by women using more stones in the rings; but on the whole, most jewelers advise that you take on separate ring insurance to protect your engagement rings.Insurance is also common in the form of a VALUED AT PRICE policy; in this type of insurance, you can set the value of your ring at a higher rate and then pay the premiums. You will be paid back the higher amount that you have set for your engagement ring with this useful insurance policy.

We hope this simple engagement ring insurance policy guide has helped you find what you are looking for.




You can find deals on engagement ring insurance here.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

2012年7月5日 星期四

Why You Should Wear Palladium Wedding Bands


There was a time - not very long ago - when diamond wedding rings were mainly for women, and all looked pretty much the same. Today, its common for men to wear diamond wedding rings as well, and traditional mens gold wedding rings are just the tip of the iceberg!

Tacori Rings

Tacori engagement rings are unique in terms not only of style, but of materials as well - and do not have gem stones mounted. Tacori rings are crafted without mounted stones so as to allow the buyer to choose the kind of gem s/he would prefer to have placed in the mounting, which is then cut to order.

Tacori style is definitely one-of-a-kind. If you can imagine music that blends the ornate, yet mathematical precision of J.S. Bach with the sophisticated urban modernity of George Gershwin, you have a pretty good idea of what Tacori engagement rings present to the eye. Edwardian and Art-Deco were contemporaneous architectural and artistic styles, yet the former was post-Victorian and ornately baroque, while Art-Deco was known for clean, minimalist lines influenced by the Machine Age. Tacori rings successfully blend these two very different styles into a unique kind of jewelry that one will find nowhere else.

Traditional Wedding Jewelry From Space Age Materials

Tacori jewelers also pioneered the use of modern alternatives to gold and silver in the creation of wedding jewelry. Gold and silver, while having great beauty and luster of their own, are relatively soft metals that require a fair amount of care.

Tacori engagement rings and other wedding jewelry are made from extra durable space age metals. The Tacori line includes mens titanium wedding rings, palladium wedding bands and tungsten carbide wedding rings. Tungsten carbide is used in the manufacture of rock-cutting equipment, while palladium is an extremely hard metal, having a melting point of nearly 3000 degrees Fahrenheit! Titanium is yet another highly durable, yet lightweight metal that is a popular material used in top-of-the-line racing and mountain bicycles.

The bottom line is that Tacori's palladium wedding bands or tungsten carbide wedding rings are virtually indestructible. Like their mens titanium wedding rings, these pieces resist scratching, require no polishing and will last for generations - making them ideal heirlooms!

Tradition

Of course, those who prefer the old ways can still find traditional mens gold wedding rings and diamond wedding rings as well. Such pieces are still carefully crafted by the finest jewelers who nonetheless use the latest tools and techniques in order to produce wedding jewelry of the highest quality. Whether it is simple wedding bands or traditional diamond wedding rings, gold still retains the same allure that it has for 5000 years.




Jonathon Blocker specializes in diamond jewelry and watches. He is a consultant for Rokstok.com, a trusted name in the jewelry industry since 1999.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

2012年6月13日 星期三

Why You Should Wear Palladium Wedding Bands


There was a time - not very long ago - when diamond wedding rings were mainly for women, and all looked pretty much the same. Today, its common for men to wear diamond wedding rings as well, and traditional mens gold wedding rings are just the tip of the iceberg!

Tacori Rings

Tacori engagement rings are unique in terms not only of style, but of materials as well - and do not have gem stones mounted. Tacori rings are crafted without mounted stones so as to allow the buyer to choose the kind of gem s/he would prefer to have placed in the mounting, which is then cut to order.

Tacori style is definitely one-of-a-kind. If you can imagine music that blends the ornate, yet mathematical precision of J.S. Bach with the sophisticated urban modernity of George Gershwin, you have a pretty good idea of what Tacori engagement rings present to the eye. Edwardian and Art-Deco were contemporaneous architectural and artistic styles, yet the former was post-Victorian and ornately baroque, while Art-Deco was known for clean, minimalist lines influenced by the Machine Age. Tacori rings successfully blend these two very different styles into a unique kind of jewelry that one will find nowhere else.

Traditional Wedding Jewelry From Space Age Materials

Tacori jewelers also pioneered the use of modern alternatives to gold and silver in the creation of wedding jewelry. Gold and silver, while having great beauty and luster of their own, are relatively soft metals that require a fair amount of care.

Tacori engagement rings and other wedding jewelry are made from extra durable space age metals. The Tacori line includes mens titanium wedding rings, palladium wedding bands and tungsten carbide wedding rings. Tungsten carbide is used in the manufacture of rock-cutting equipment, while palladium is an extremely hard metal, having a melting point of nearly 3000 degrees Fahrenheit! Titanium is yet another highly durable, yet lightweight metal that is a popular material used in top-of-the-line racing and mountain bicycles.

The bottom line is that Tacori's palladium wedding bands or tungsten carbide wedding rings are virtually indestructible. Like their mens titanium wedding rings, these pieces resist scratching, require no polishing and will last for generations - making them ideal heirlooms!

Tradition

Of course, those who prefer the old ways can still find traditional mens gold wedding rings and diamond wedding rings as well. Such pieces are still carefully crafted by the finest jewelers who nonetheless use the latest tools and techniques in order to produce wedding jewelry of the highest quality. Whether it is simple wedding bands or traditional diamond wedding rings, gold still retains the same allure that it has for 5000 years.




Jonathon Blocker specializes in diamond jewelry and watches. He is a consultant for Rokstok.com, a trusted name in the jewelry industry since 1999.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

2012年5月18日 星期五

Why You Should Wear Palladium Wedding Bands


There was a time - not very long ago - when diamond wedding rings were mainly for women, and all looked pretty much the same. Today, its common for men to wear diamond wedding rings as well, and traditional mens gold wedding rings are just the tip of the iceberg!

Tacori Rings

Tacori engagement rings are unique in terms not only of style, but of materials as well - and do not have gem stones mounted. Tacori rings are crafted without mounted stones so as to allow the buyer to choose the kind of gem s/he would prefer to have placed in the mounting, which is then cut to order.

Tacori style is definitely one-of-a-kind. If you can imagine music that blends the ornate, yet mathematical precision of J.S. Bach with the sophisticated urban modernity of George Gershwin, you have a pretty good idea of what Tacori engagement rings present to the eye. Edwardian and Art-Deco were contemporaneous architectural and artistic styles, yet the former was post-Victorian and ornately baroque, while Art-Deco was known for clean, minimalist lines influenced by the Machine Age. Tacori rings successfully blend these two very different styles into a unique kind of jewelry that one will find nowhere else.

Traditional Wedding Jewelry From Space Age Materials

Tacori jewelers also pioneered the use of modern alternatives to gold and silver in the creation of wedding jewelry. Gold and silver, while having great beauty and luster of their own, are relatively soft metals that require a fair amount of care.

Tacori engagement rings and other wedding jewelry are made from extra durable space age metals. The Tacori line includes mens titanium wedding rings, palladium wedding bands and tungsten carbide wedding rings. Tungsten carbide is used in the manufacture of rock-cutting equipment, while palladium is an extremely hard metal, having a melting point of nearly 3000 degrees Fahrenheit! Titanium is yet another highly durable, yet lightweight metal that is a popular material used in top-of-the-line racing and mountain bicycles.

The bottom line is that Tacori's palladium wedding bands or tungsten carbide wedding rings are virtually indestructible. Like their mens titanium wedding rings, these pieces resist scratching, require no polishing and will last for generations - making them ideal heirlooms!

Tradition

Of course, those who prefer the old ways can still find traditional mens gold wedding rings and diamond wedding rings as well. Such pieces are still carefully crafted by the finest jewelers who nonetheless use the latest tools and techniques in order to produce wedding jewelry of the highest quality. Whether it is simple wedding bands or traditional diamond wedding rings, gold still retains the same allure that it has for 5000 years.




Jonathon Blocker specializes in diamond jewelry and watches. He is a consultant for Rokstok.com, a trusted name in the jewelry industry since 1999.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

2012年3月11日 星期日

Engagement Rings - What You Really Should Know Before You Buy an Engagement Ring


You're buying an engagement ring. Congratulation! You're reached the big moment of planning to get married, and the engagement ring is an important part of the picture. It's the stunning piece of jewelry that sweeps the woman off her feet.

There are many steps towards planning a wedding and getting married, but buying the engagement ring and the wedding rings are often the first and most symbolic steps.

How to buy an engagement ring

Every ring looks lovely in the store, so the first step in buying a quality engagement ring is education. You need to learn the basic quality standards, find a good jewelry store or website, decide on a budget, choose a stone and a setting, and consider the wedding band that will go with it.

Think about the bride

What does your future bride have in mind when it comes to an engagement ring? This is even more important than knowing how to judge a quality ring.

Most women have definite ideas about the general appearance of the ring, and may have a specific diamond shape and metal choice in mind. Spend a little time window shopping so you have a general idea of what's available. This way you'll understand what she's talking about if she mentions a solitaire diamond in a platinum setting, or a pavé setting, or a specific shape such as marquise or oval.

Engagement ring stores and engagement rings online

Ask friends and family for their recommendations on reliable jewelry stores. But don't feel pressured to go to the most expensive store in your area. The important thing is to make sure the jeweler is a member of the American Gem Corporation (AGC).

You can also buy jewelry online at many reputable websites. Some are solely online stores, while others are stores that you can visit, but you can also purchase the jewelry online. Check for the BBB online sign. Buying online allows you to shop at many sites and compare prices from the comfort of your home.

Buying an engagement ring can be confusing. There are several other aspects that you should be aware of in choosing the gem and the setting, before you buy that special engagement ring.




Find out everything you need to know about buying an engagement ring at Engagement Ring Today, a popular website that specializes in offering free information on buying diamond, pearl, Moissanite and conflict free diamonds: [http://www.engagementringtoday.com]





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2012年1月7日 星期六

Moissanite Engagement Rings - Things You Should Know About it!


Do you wish to make your engagement really special in your life? Engagement are the moments always related with diamonds. For people who want a unique design should think about moissanite engagement rings as an attractive alternative. Let moissanite engagement rings work their charm. They come in many varieties. Among the other available jewelry rings, it make the best choice due to they are very beautiful, luxury, elegant and very fashionable. Affirm your commitment through the beauty of moissanite engagement rings.

Moissanite engagement rings are not diamond rings but a unique stone all to themselves. They are simply another diamond replacement. These stones are more expensive than cubic zirconium but less expensive than the traditional diamond ring. It have a more durable surface than a cubic zirconia. Some people say that moissanite rings have a luster, shiner and brighter, even greater refraction than a diamonds. There are those that are almost colorless and could pass as a diamond to those that do not know what they are looking at. They have natural color and looks more authentic than a cubic zirconia. Some of the Moissanite stones do have a gray or green color under intense sunlight. Moissanite engagement rings set with a platinum is popular rings and commonly worn by celebrities. Because of the silvery color of platinum it could easily be accessorized with any attire. A platinum moissanite engagement rings are pieces of jewelry can make wearer the rings look always young. Make a gift that is supremely appealing and unique in its timelessness.

Moissanite originally came from inside meteorites that have fallen from space at the end of 19th century. In 1893, moissanite crystals were found in the Arizona desert in few quantities and a scientist discovered a meteorite His name was Dr. Henri Moissan. Because of this discovery, the new mineral was named in his honor and today is known as Moissanite. This is still a very rare mineral and could not to make suitable jewelry.

So, moissanite used in jewelry after processing through in labs. This processing has been known since the 1990's. Since created in lab, moissanite engagement rings become one of the popular jewelry and available in gemstone store. The reason for its popularity is moissanite jewelry cheaper than diamonds and great look like a diamonds. Try to compare moissanite luster, shine and shimmer to other gemstone like diamonds, sapphires, rubies or emeralds, you will be surprised due to its great resemblance to any gemstone. Most women admire the crystal for its magnificence and flamboyance.

Moissanite engagement rings are not diamonds or fake diamonds but a beautiful brilliant stone in a ring that can be proudly worn.




Just thought you may be interested in reading this guide http://www.moissanite-engagement-rings.net/





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2012年1月4日 星期三

How Much Should I Spend on an Engagement Ring - Choosing an Engagement Ring


Money is tight right now for many people. But don't put off the engagement yet. There are ways to save that may keep you from needing to postpone your plans. You can purchase beautiful engagement and wedding rings that she will love and still save. In this article, tips are provided for some cost cutting measures for choosing an engagement ring.

First let's address the notions of how much to spend on an engagement ring. Many men are accustomed to thinking that, if you can't devote a month's salary or more to purchasing a ring, you should forget about proposing. There is nothing wrong with spending what you are comfortable with spending. If you have it and are comfortable spending the previously mentioned amount, that is fine. But should you really put off making someone your wife and starting your life together because you don't have it? A little delayed gratification can go a long way.

My first suggestion is to pick an engagement ring with the look of what you want. What I mean by this is you can buy the ring setting you like and substitute for the center stone which is likely the most expensive part of the ring. If it is a diamond, the substitute could be moissanite, a high quality diamond substitute, or a gemstone. If it is an expensive gemstone, the substitute could be a lower cost, same or similar color gemstone. You could then plan to keep the ring as is or to purchase the diamond or gemstone desired later, perhaps as an anniversary gift.

My second suggestion for saving money is to buy engagement and wedding rings with the stones you want that you can afford now and buy her an entirely new ring later when you are more established or financially secure. This ring could be treated as an upgrade to the engagement and wedding rings. In this case, the original engagement ring could then be worn on the other hand or another finger. The stone from it could also be set in a different ring design altogether. It just depends on whether or not you would want to keep the original ring intact.

The third option is to buy engagement and wedding rings with the stones you want that are affordable now and continue to wear the rings as engagement and wedding rings. You would purchase the new ring as an anniversary ring. There is no rule stating that anniversary rings cannot be more expensive nor have more or larger diamonds or gemstones than the wedding rings. For many couples with modest resources because they are just getting started in their professions this is a viable option as well as because of the state of the economy.

The most important thing to remember is to buy engagement and wedding rings that you are comfortable with purchasing. Whether you buy them and replace the stone later or upgrade the entire rings as new engagement and wedding rings or anniversary rings, it is never a mistake to live within your means. Hopefully this article will help you do that and still propose to and marry the person you want to spend your life with.




By Velica Galaud

For more information on engagement rings, promise rings or other jewelry, visit http://www.LovesPromiseRings.com.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

2011年12月2日 星期五

Engagement Ring Insurance - FAQs You Should Know About!


Wow! You and your fiancee have finally bought your ring and it's really great. Of course, it was expensive too. But now you are getting worried. And the jeweler has recommended engagement ring insurance. It is not that your fiancee is a regular scatterbrain, but she can be a little careless about removing her rings when she's working (she's a doctor and that kind of makes it ok!).

But what if she simply forgets where she's placed the ring and then she cannot find it again? The very thought of losing it, is giving me a major headache. But there is no need for that to happen. You can easily make sure that you get insurance for your fiancee's ring and protect your investment.

How does this insurance work?

The process is very simple. Just as you would get homeowner's insurance on your home you can also get insurance. You can also add your ring insurance details to your home insurance policy, since you will be storing or wearing it inside your home and that dramatically increases the price of your home insurance policy. If you move after the engagement, please make sure that you transfer the policy with you to your new home and remove it from the old home where it is registered. Also note, though, that all home insurance policies will not cover the entire cost of your ring if it's lost or stolen. A replacement insurance policy is the best choice, as this policy can pay you for a new ring that is exactly the same as the old one and at the current market value.

What do you need for an engagement ring insurance policy?

You have to make sure that you have the receipts and authenticity certificates for your engagement ring ready so that you can apply for the ring insurance. You will also have to get a ring appraisal done to estimate the price of the ring; the appraisal determines the money that you will have to pay for your insurance policy.

Can jewelers also provide insurance?

Yes they can. Jewelers also have insurance policies by which they maintain your engagement ring and cover it with insurance. Your engagement right will be protected, but the coverage provided by these different varieties of engagement ring insurance policies may differ. Find out exactly how much you have to pay for insurance and what is offered as compensation when you lose your ring before you commit to the jeweler's policy.

Do I need separate engagement ring insurance?

Yes you do. The simple reason for this is that male rings use a larger amount of gold than female rings. This disparity can be balanced by women using more stones in the rings; but on the whole, most jewelers advise that you take on separate ring insurance to protect your engagement rings.Insurance is also common in the form of a VALUED AT PRICE policy; in this type of insurance, you can set the value of your ring at a higher rate and then pay the premiums. You will be paid back the higher amount that you have set for your engagement ring with this useful insurance policy.

We hope this simple engagement ring insurance policy guide has helped you find what you are looking for.




You can find deals on engagement ring insurance here.





This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.

2011年11月28日 星期一

What You Should Know About White Gold Engagement Rings


Getting engaged is one of the most memorable moments in any person's life. Many couples nowadays are choosing white gold engagement rings as traditional and tangible symbols of their commitment in the initial stage of a lifetime journey. White gold is symbolic of purity and unity and projects a touch of class, splendor and elegance. This is why it has become very popular and the trend these days. There are many important facts you should know about these precious rings.

They come in a variety of settings, designs and gemstones. The beauty of gold rings is that they blend and match well with any attire be it formal or casual. There are varied price ranges based on its quality, carat, design, settings and the kind of precious stones set on the ring. To give you a brief overview about gold, it is measured in carats and typically available in 18 and 14k. White gold is made by mixing pure gold with other metals like rhodium, palladium, nickel, etc. It requires proper maintenance to retain its sparkling white gold quality.

Expensive rings are usually mounted in 18 karat gold and have a diamond center with precious stones at the side. They are available in pre-set or made to order settings in modern or traditional classic styles. To give you an idea, an 18k white gold engagement ring with a Trellis Solitaire setting, Princess Cut diamond engagement ring with round Sapphire can cost up to $1,400. This beautiful Art Nouveau style setting securely holds the diamond with four interlaced prongs.

Another type of style setting is the Bezel-set Solitaire setting. It is available in 18k gold with round brilliant cut diamonds. This engagement ring offers maximum protection because the diamond is fully secured. This style is ideal for day to day wear. If you want to celebrate your past, present and future, you can do it with a pre-set three stone ring. Diamonds can come in round, emerald, princess, oval, cushion cuts. There are countless options when your plan is to purchase a pricey white gold engagement ring. You can choose a diamond solitaire setting, a diamond accent and pave settings or gemstone accent settings.

For inexpensive gold rings, you can choose from a wide array of exclusive collection of pre-set white gold rings and settings. An example is for a budget of $225, you can buy a pre-set classic engagement ring made of 14k white gold princess cut diamond ring. These engagement rings that are not the expensive type can be a practical and smart choice. There are a wide variety of styles and settings that look glamorous, simple and inexpensive.

If your resources are limited and it is not feasible to purchase an expensive engagement ring, you may opt for a diamond with lower carat value. The ring can be 14k instead of 18k. Or you can choose the 18k white gold ring without any diamond. Another option is to combine your gold ring with pearl or other gemstones. However, if you really want a diamond ring, you may opt for a Moissanite diamond which is also getting to be popular nowadays. Unless you are a trained jeweler, it is hard to distinguish a Moissanite from the real diamond.

If you take time to do a comprehensive research and canvassing, it is possible to locate jewelry stores which offer acceptable quality and affordable white gold engagement rings. Making an intelligent decision requires a well organized plan. There are many essentials and variables to consider. What is important is the principle that your special lady deserves the best white gold engagement ring that you can give her. So, treat the purchase as a lifetime investment and not an expense!




My name is Fem Mascenon and I thoroughly research and write about expensive engagement rings. Please visit my site at http://www.pearl-engagement-rings.net to find the best engagement ring for your bride-to-be that fits your budget!





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